If you own an automobile in Colorado the law requires you purchase auto insurance. You are required to carry liability insurance to provide financial protection in the event you injure someone else while driving or damage someone else’s property while operating your automobile. Colorado law requires liability coverage limits of at least $25,000 per person bodily injury, $50,000 bodily injury per accident and $15,000 in property damage. You may purchase higher coverage limits.
An insurance company is also required to include uninsured/underinsured motorists’ coverage and medical payments coverage on you policy unless you choose to reject such coverage. Optional coverage includes comprehensive, collision, uninsured motorists’ property damage (only if you don’t purchase collision), towing, and rental car coverage.
You might save money on your automobile insurance premiums if you follow these steps:
Ask about available discounts: The following are discounts most insurance companies offer and may be available to you:
If you provide false or misleading information to the insurance company, the company may cancel your policy or increase your premium based on the actual information. There was a recent medical payment coverage change that you should be aware of also. When you Purchase your Policy:
Rector Stuzynski LLC offers free consultations. We’ll answer your questions, and let you know if you have a case. Our office is committed to providing the best legal service available. Our Colorado bad faith insurance attorneys are natives of Colorado and have over 75 years of combined experience dealing with insurance companies, and representing victims of personal injuries. Call (719) 578-1106 or fill out the contact form on our website.
We serve clients injured anywhere throughout the state of Colorado, but we focus on residents of these areas: Colorado Springs, Manitou Springs, Fountain, Briargate, Monument, Black Forest, Pueblo, Canon City, Larkspur, Security-Widefield, Peyton, Castle Rock, Teller County, El Paso County, Elbert County, Park County, Douglas County and beyond.